Online Banking & Money Management - Virtual Wallet by PNC

Online Banking & Money Management - Virtual Wallet by PNC Virtual Wallet by PNC for seeing your money. differently. Virtual Wallet isn't like your typical bank account. It's an entirely new approach, designed to make life easier and transform the way you spend, save and grow your money. Welcome to finance that's a little more personal. Customers Share Their Stories: Hear How They Use It Inside Virtual Wallet: See How It Works

Forgot User ID or Password?
New to Online Banking? GET STARTED

Virtual Wallet by PNC More Virtual Wallet Results in
Real Life A Fresh Look
at Money Top Features Full Details Customer Reviews Get Virtual Wallet Existing virtual wallet customers can access our iphone and android applications App Store Market

Or sign on using your Virtual Wallet account

Sign on The Reviews Are In Find out what customers think about Virtual Wallet Posted by JenSS

Virtual Wallet has been a life saver for me! Before, I never knew where my money was going, and when I was going to have money, and when I needed to pay my bills. As someone who pays everything online and doesn't write that many checks, Virtual Wallet has really helped me see where my money is going.

Read the reviews Where's Your Nearest PNC Branch? Find Locations Top Features Full Details Get Virtual Wallet Get Oriented Home Terms and Conditions Site Map Security Assurance Privacy Policy Go Mobile Virtual Wallet for iPhone Virtual Wallet for iPad Virtual Wallet for Android phone Virtual Wallet for Android tablet Reach Out Contact Us Tell a Friend Branch Locator Facebook Twitter YouTube Feedback Sign Up

Opening a Virtual Wallet online is simple — it takes only 10 minutes and there's nothing to sign.

Get Virtual Wallet © 2012 The PNC Financial Services Group Inc. All rights reserved. PNC Bank, National Association. Member FDIC.
PNC has numerous patents/pending patent applications directed at various features and functions of Virtual Wallet.
1 Virtual Wallet with Performance Spend provides automatic reimbursement of non-PNC Bank ATM fees. Other Financial Institutions' surcharge fees will be reimbursed up to $8 maximum at the end of the statement period.
iPhone is a trademark of Apple Inc.
Android is a trademark of Google Inc.

Click here for important information about the expiration of unlimited coverage for noninterest-bearing transaction accounts.

Mortgage Loans from PNC: Apply for Home Mortgage Pre-Approval Online PNC Mortgage® mortgage home locations contact us My Mortgage Customer ServicePayment Options Online Payment OptionsSpeedpayElectronic Funds Transfer (EFT)Pay by Mail FAQ's ARM/Balloon FAQ'sAssumption FAQ'sCollections FAQ'sElectronic Funds Transfer (EFT) FAQ'sEscrow Analysis FAQ'sInsurance FAQ'sNew Customer/New Mortgage FAQ'sPayment FAQ'sPayoff FAQ'sPrincipal Reduction Options FAQ'sRefinance/New Loan FAQ'sTax FAQ'sYear-End FAQ's Important NewsImportant Documents PurchaseRefinanceHome EquityLoan Types PNC Mortgage Customer Service

All the information you need to manage your mortgage with PNC.

Customer Service Center
Speedpay Online
Mortgage FAQ's
Property Insurance Claims
Trouble Making Payments
Contact Customer Service Important Hurricane Sandy Information We value you as a customer and understand you may be living in or own a property in an area impacted by Hurricane Sandy.
Learn More PNC Mortgage CenterSM Get an online view of your mortgage application as it moves through the approval process.
Register / Sign On NMLS Consumer Website A free service for consumers to confirm the mortgage lender they wish to conduct business with is authorized to lend in their state.
Check Now Buying a Home

Whether you have already found your dream home or are still looking, our mortgage professionals can help you.

1-877-508-3339 Learn More Refinancing

Take advantage of lower interest rates to reduce your monthly payment, take cash out or simply pay off your loan early.

1-877-508-3339 Learn More Check Rates select RefinancePurchase
Why Choose PNC Mortgage?

Guaranteed On Time Closings - Close on-time with our money-backed PNC Mortgage Advantage® guarantee.

Work with us on your terms. - Whether you want to apply for a mortgage or need mortgage pre-approval, we’re available online, on the phone or face-to-face in your neighborhood.

Simplified Preapproval Services - Get pre-approved for one of our mortgage loans – and go house hunting with confidence knowing how much you can afford.

We are with you every step of the way - even after you close the loan. Generally, we service our customers’ home mortgage loans rather than sell them.

Get Started

Buying a home or refinancing?
Contact a PNC Mortgage Loan Officer to get started.

Call 1-877-508-3339

Mon - Thur: 8am - 10pm ET
Fri: 8am - 6pm ET
Sat: 10am - 4pm ET

> Find a local Mortgage Professional

> Find a mortgage branch 1 View the full terms and conditions of the PNC Mortgage Advantage® guarantee. 2 PNC Mortgage Center is a service mark of the PNC Financial Services Group, Inc. about us terms and conditions careers Site Map security privacy policy copyright information products free checking student checking home equity installment loan home equity line of credit savings account certificate of deposit credit card investments wealth management virtual wallet more account and online services free ATM's PNC points ℠ online banking online bill pay mobile banking more rates loan rates savings rates cd rates mortgage rates small business small business checking small business loans online payroll remote deposit merchant services more corporate and institutional banking treasury management capital markets mergers and acquisitions international banking services more © 2013 The PNC Financial Services Group, Inc. All rights reserved. Bank deposit products and services provided by PNC Bank, National Association, Member FDIC. PNC is a registered service mark of The PNC Financial Services Group, Inc ("PNC"). PNC Mortgage is a division of PNC Bank, National Association, a subsidiary of PNC. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. Terms and conditions of the offer subject to change without notice.
Investments and Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. May Lose Value.

PNC ATM & Branch Locator Home  Security Assurance  Contact Us  Customer Service ATM and Branch Locator Search Address

by Address or Zip Code

State AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Search Options More Options Fewer Options Branches Coin Counter Safe Deposit Boxes   Handicapped Access Supermarket Branches More Options Fewer Options ATMs Stamps Talking ATMs   Closed due to hurricane! Search Results Additional ATM Networks   About Us | Terms and Conditions | Careers | Site Map | Security | Privacy Policy | Copyright Information Products   Account and Online Services Rates Small Business Corporate and Institutional Banking Free CheckingStudent CheckingHome Equity Installment LoanHome Equity Line of Credit Savings AccountCertificate of DepositCredit CardInvestmentsWealth ManagementVirtual Walletmore PNC points®Online BankingOnline Bill PayMobile Bankingmore Loan RatesSavings RatesCD Rates Small Business CheckingSmall Business LoansOnline PayrollRemote DepositMerchant Servicesmore Treasury ManagementCapital MarketsMergers and AcquisitionsInternational Banking Servicesmore

PNC Online Banking | PNC Bank PNC Bank Home Security Assurance Locate PNC Contact Us Customer Service Go Personal Small Business Corporate & Institutional About PNC Personal Finance CheckingOnline & Mobile BankingSavingsMortgages, Loans & Lines of CreditCredit CardsRetirement, Investments & WealthAccount Services Online Banking Demo

Experience Online Banking with our interactive demo. more

Online Banking & Bill Pay Guarantee

Your payments are guaranteed to be paid as scheduled. more

PNC Security Assurance

We are committed to protecting the security and confidentiality of your information. more

Home > Personal > Online Money Management > Online Banking

PNC Online Banking provides you with the tools to take control of your money and to simplify how you manage your finances.
It's FREE1, easy and secure!

Bank at your convenience - Access your account information when you need it. Check balances, pay bills, review account activity, transfer money and more - anytime, anywhere. Take control of your money - Transfer money between your accounts, pay bills and even send money to friends and family without giving up control. With PNC Online Banking, you determine when, where and how much. Get Started!

New to Online Banking?

Already using Online Banking?
Sign On Now »

Learn more about all the great features that come with PNC Online Banking:
  Mobile Banking2 Manage your money on the go! Check your balance, review recent transactions, pay a bill, transfer money and even deposit a check right from your mobile device. more »   Alerts When you sign up, PNC Alerts will notify you when important events have taken place within your accounts and services. You can receive alerts via email and text messaging. more »   Online Bill Pay Make sure your bills are paid on time every time with PNC Online Bill Pay. Manage all your bills in one place, pay your bills in just minutes, even receive bills online. more »   Online Statements Save paper with online statements. Enjoy access to statements, checks and deposit images. We organize and store your last 72 months of statements online for you. more »   Transfer Funds3 Move money between your PNC accounts, between your PNC accounts and your accounts elsewhere and even send money to friends and family with just their email address or mobile phone number. more » Track Rewards Redeem your PNC CashBuilder® Visa rewards, view your PNC points® balance or activate PNC Purchase PaybackSM offers, all within Online Banking.   Online Banking with Quicken® Export transaction information or download transactions for your PNC checking, savings or money market accounts into your Quicken or Quick Books software. more » Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement. Federal regulation prohibits you making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of-sale purchase transactions with a banking card, by preauthorized or automatic agreements, telephone, or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Money Market or Savings account to a Free Checking account.

Quicken® and Quickbooks® are registered trademarks of Intuit® Inc.

PNC points and CashBuilder are registered marks and PNC Purchase Payback is a service mark of The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

About Us | Terms and Conditions | Careers | Site Map | Security | Privacy Policy | Copyright Information Products   Account and Online Services Rates Small Business Corporate and Institutional Banking Free CheckingStudent CheckingMortgageHome Equity Installment LoanHome Equity Line of Credit Savings AccountCertificate of DepositCredit CardInvestmentsWealth ManagementVirtual Walletmore  PNC points®Online BankingOnline Bill PayMobile Bankingmore  Mortgage RatesHome Equity RatesSavings RatesCD Rates Small Business CheckingSmall Business LoansOnline PayrollRemote DepositMerchant Servicesmore  Treasury ManagementCapital MarketsMergers and AcquisitionsInternational Banking Servicesmore 

Purdue University North Central: Part of the Purdue University System in Indiana Search PNC Input Quick Links Admissions Book Store Bursar Career Development Career Testing College Bound Counseling Directory Disability Services Employment Financial Aid General Catalog George Sugarman Collection Graduate and Extended Learning Library News & Events For Students Off-campus Housing One Purdue Registration School Closings Service Learning SERVICES@PNC Site Index Snap Shots Veterans Academics Bachelor's Degrees Associate Degrees Master's Degrees Certificate Programs Admissions Adult Students Applying Campus Life Dual and Concurrent Enrollment Financial Aid International Admissions Parents & Family PNC Assessment Request Information Student Housing Veterans at PNC Visiting PNC For Students Academic Advising Administrative Offices Bookstore Bursar Career Testing Directory General Education Graduate and Extended Learning Honors Program Housing Information Technology Library My PNC Registration Student Groups Student Resources Student Services Support for Online Learning Veterans at PNC Faculty & Staff Academic Affairs Administration Departments Directory Faculty Senate Human Resources Information Technology Learning and Technology Outstanding Faculty Thumbs Up Wellness Alumni Alumni Association Giving Advancement Office Campaign Chancellor's Society How to Make a Gift Our Vision News & Events Calendar Campus News Campus Photos News Photos Odyssey Series Arts and Sculptures Athletics PNN and Student Life Campus Calendar Class Schedule PNC Portal > WHY PNC?

Purdue University North Central is part of the Purdue University system, which is recognized around the globe for its outstanding academic programs. Located on 268 acres, the beautiful, safe campus offers an affordable and supportive way to achieve a world-class and marketable Purdue bachelor’s or master’s degree. More than 6,000 students enjoy the benefits of small classes and highly accessible faculty. Purdue North Central offers a genuine college experience, with a large variety of campus, community and sports activities.

If you want a prestigious public university with unmatched resources, but prefer a smaller college atmosphere where you will receive personalized attention, Purdue North Central is a great choice!


Spring Career Day Registration Underway

Martin Luther King Jr. Celebration Activities

"On Assignment" Photo Exhibit by Rebecca Janes

"Mel Theobald: Tree Portraits and Wet Tapestries"

PNC Circle K Club Members "Warm Wishes" Donation


    (219) 785-5200
(800) 872-1231 (IN only)

An Equal Access/Equal Opportunity University.

Purdue University North Central
1401 S. U.S. 421
Westville, IN 46391

PNC-Porter County
600 Vale Park Road
Valparaiso, IN 46383
Behavioral Science Biology Business Communication Computer & Information Technology Construction Engineering & Management Technology Early Childhood Education Electrical Engineering Elementary Education Engineering Technology English History Human Resources Liberal Studies Mechanical Engineering Mechanical Engineering Technology Nursing Organizational Leadership Psychology Secondary Education Social Work

If you have trouble accessing this page because of a disability, please contact us at
PNC To Go for Mobile Devices and Screen Readers
© Copyright Purdue University North Central

PNC Careers Personalized Job Matches Job Search Meet PNC Inside PNC What to Expect Students How to Apply CAREER OPPORTUNITIES

A workplace you can be proud of. A culture that supports your goals. Careers for the optimist, team player and go-getter. Here at PNC.


Industry-leading products. Next-generation systems. Cutting-edge projects for you to work on. Here at PNC.


You're passionate about your work. Serious about reaching your goals. Get award-winning training that can help, here at PNC.

Military Career information for veterans and reservists. Diversity This core value is at the heart of PNC. What It's Like to Work at PNC Employees discuss what makes PNC a great place to work. Work-Life Balance Karen Larrimer, executive VP and chief marketing officer, shares her work/life balance. Kaboom! Playground Build Employees volunteer through our Grow Up Great program. Our Green Buildings We completed our 100th certified green building. It's an exciting time to be part of PNC, which has been named a Great Workplace Award winner by Gallup (2012) and one of the "Most Admired Companies" by FORTUNE® Magazine (2011). Join our workplace, where success means contributing to growth, enjoying teamwork and being recognized for great work. Choose from a variety of career options, in areas such as asset management, commercial and consumer banking, mortgage lending, technology or other corporate functions. Job Search State AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Not sure where to start? Advanced Search     About Us | Terms and Conditions | Site Map | Security | Privacy Policy | Copyright Information PNC is an Equal Employment Opportunity/Affirmative Action Employer - M/F/D/V/SO © 2012 The PNC Financial Services Group, Inc. All rights reserved. Bank deposit products and services provided by PNC Bank, National Association, Member FDIC.

PNC Financial Services - Wikipedia, the free encyclopedia PNC Financial Services From Wikipedia, the free encyclopedia Jump to: navigation, search PNC Financial Services Group, Inc. Type Public Traded as NYSE: PNC
S&P 500 Component Industry Financial services Predecessor(s) Pittsburgh National Corporation Founded 1852 Headquarters Pittsburgh, Pennsylvania, U.S. Key people Jim Rohr (Chairman and CEO) Revenue US$ 14.326 billion (2011)[1] Operating income US$ 4.069 billion (2011)[1] Net income US$ 3.071 billion (2011)[1] AUM US$ 210 billion (2011)[1] Total assets US$ 271.205 billion (2011)[1] Total equity US$ 37.246 billion (2011)[1] Employees 51,891 (2011)[1] Website

PNC Financial Services Group, Inc. is an American financial services corporation, with assets (as of December 31, 2011) of approximately $271.205 billion.[1] PNC operations include a regional banking franchise operating primarily in nineteen states and the District of Columbia, specialized financial businesses serving companies and government entities, and leading Turnkey Asset Management Program and processing businesses.

PNC is the fifth largest bank in the United States (total branches), sixth largest bank by deposits in the United States, sixth largest by total assets,[2] [3] and the third largest bank off-premise ATM provider.[4] PNC is based in Pittsburgh.

Contents 1 History 1.1 National City acquisition 1.2 Recent acquisitions 1.2.1 Flagstar Bank 1.2.2 RBC Bank 1.3 New corporate headquarters 2 PNC Bank 3 Primary operations 3.1 Retail banking 3.2 PNC Merchant Services 3.3 Corporate and institutional banking 3.4 PNC Mortgage 3.5 PNC Global Investment Servicing 3.6 BlackRock 3.7 PNC Real Estate/Midland Loan Services 4 Community initiatives 5 Controversy 6 Notable corporate buildings 7 Naming rights 8 See also 9 References 10 External links [edit] History 1970's-era Pittsburgh National Bank logo, used until the 1982 merger to form PNC Bank. PNC's offices in Troy, Michigan.

PNC Financial Services traces its history to the Pittsburgh Trust and Savings Company which was founded in Pittsburgh, Pennsylvania, in 1852. In 1858, the company located its corporate offices at the corner of Fifth Avenue and Wood Street in Pittsburgh where they remain to this day. The bank changed its name to First National Bank of Pittsburgh in 1863, after it became the first bank to receive a national charter as part of that year's National Banking Act.[5]

By 1959, after a series of mergers, the bank had evolved into the Pittsburgh National Bank, which later became the leading subsidiary of Pittsburgh National Corporation. Another branch of the current bank, the Philadelphia based Provident National Corporation, dates back to the mid-19th century.[5]

In 1982, Pittsburgh National Corporation and Provident National Corporation merged into a new entity named PNC Financial Corporation. It was the largest bank merger in American history at the time.[5] Between 1991 and 1996, PNC purchased over ten smaller banks and financial institutions that broadened its market base from Kentucky to the Greater New York metropolitan area.[5] In 2005, PNC acquired Washington, D.C. based Riggs Bank.[5] PNC completed the acquisition of Maryland-based Mercantile Bankshares on March 2, 2007.[5] On June 7, 2007, PNC announced the acquisition of Yardville National Bancorp, a small commercial bank centered in central New Jersey and eastern Pennsylvania. The transaction was completed in March 2008.[5] On July 19, 2007, PNC announced the acquisition of Sterling Financial Corporation, a commercial and consumer bank with accounts and branches in central Pennsylvania, northeastern Maryland and Delaware. The transaction was also completed in 2008.[5]

[edit] National City acquisition For more details on this topic, see National City acquisition by PNC.

In an October 9, 2008 article in the Wall Street Journal, PNC was cited by unnamed sources as one of the leading contenders to acquire Cleveland based National City Bank. On October 24, 2008, PNC announced that it would acquire Cleveland based National City Bank for US$5.2 billion in PNC Stock ($5.6 billion today).[6] The acquisition, which helped PNC double in size and to become the sixth largest bank in the United States by deposit and fifth largest by branches, came hours after PNC sold 15% of its stake to the United States Treasury as part of the $700 billion bailout plan, which it repurchased within 2 years. The deal was approved by shareholders of both banks on December 23, 2008,[7] and completed on December 31, 2008.[8]

The deal made PNC the largest bank in Pennsylvania, Ohio, and Kentucky, as well as the second largest bank in Maryland and Indiana. It also greatly expanded PNC's presence in the Midwest as well as entering the Florida market. National City complemented PNC's presence, as Western Pennsylvania, Cincinnati, Ohio and Louisville, Kentucky were among the few markets before the acquisition deal in which both banks had a major presence.[9]

PNC completed the conversion of the National City branches on June 14, 2010, having its footprint stretch from New York City to St. Louis, with branches as far south as Miami and as far north as the Upper Peninsula of Michigan.

[edit] Recent acquisitions

A report in the December 15, 2010 issue of the American City Business Journals reported that PNC was looking to expand its Florida presence and that it was in talks to acquire Birmingham, Alabama-based Regions Financial Corporation, which would have greatly increased PNC's presence in the Southern United States.[10] Since the December 15 report, the Dow Jones has reported through the Wall Street Journal, that Regions Financial was never in talks to be acquired by PNC.[11] After PNC moved into Regions’ home market of Birmingham through the RBC Bank deal in March 2012, rumors of a potential PNC-Regions deal down the road came up again.[12]

It has also been reported that PNC has been in discussions with BankAtlantic,[10] which later came to be on January 31, 2011, when PNC bought BankAtlantic's Tampa Bay Area branches.[13] The BankAtlantic deal, which will not include its South Florida branches where PNC already has a presence, closed in June 2011.

[edit] Flagstar Bank

On July 26, 2011, it was announced that PNC would acquire 27 branches in the northern Atlanta suburbs from Flagstar Bank.[14] The deal is estimated to be worth about $42 million, and PNC will assume about $240 million in deposit accounts. The deal was complete as of December 2011.

[edit] RBC Bank

On June 19, 2011, PNC agreed to purchase RBC Bank from Royal Bank of Canada for $3.45 billion.[15] With 426 branches total, RBC Bank has a significant presence in southern Virginia, North Carolina, South Carolina, Georgia, Alabama, and Florida. Of these regions, PNC had existing branches only in Florida which were rebranded when the National City merger occurred. Although announced over a month before the Flagstar Bank deal, the sale of RBC Bank did not close until on March 2, 2012, three months after the Flagstar deal. BB&T, which later acquired the parts of BankAtlantic that PNC did not buy, was also in talks to acquire RBC Bank.[15]

PNC entered the growing markets in the Southeastern U.S., such as Birmingham, Charlotte, Norfolk/Virginia Beach (Hampton Roads), Mobile, North Florida, Richmond, Greensboro/Winston-Salem (Piedmont Triad), and Raleigh/Durham (Research Triangle). At the same time, it expands PNC's presence in South Florida, Tampa Bay Area to Orlando, and Atlanta. This acquisition filled a gap in PNC's market footprint between northern Virginia and central Florida, adding about 900,000 customers and 483 ATM locations. It made PNC the fifth-largest bank by branches behind Wells Fargo, Bank of America, Chase, and U.S. Bank and the sixth-largest by total assets behind the aforementioned four banks and Citibank.[3]

[edit] New corporate headquarters PNC's current corporate headquarters in Downtown Pittsburgh.

On May 23, 2011, PNC unveiled plans for a new $400M corporate headquarters building in downtown Pittsburgh.[16] The new building, known as the Tower at PNC Plaza, will be a 40-story, 800,000-square-foot (74,000 m2) skyscraper approximately 600' tall at the intersection of Fifth Avenue and Wood Street. PNC will own the building and occupy all the space except for street-level storefronts which it will lease to retail tenants.

The Tower at PNC Plaza plans to be one of the world's most environmentally friendly skyscrapers. Some of its features will include a double glass facade to reduce cooling costs and promote natural airflow into the building, a high-efficiency climate-control system to heat or cool specific zones of the building as needed, and a pair of living rooftops to collect and channel rainwater and reduce heat gain. Alternative energy sources, such as fuel cells, and solar and geothermal power, are being considered in an effort to reduce carbon emissions.[17]

[edit] PNC Bank PNC Bank branch, located in the historic National Bank of Washington building, in Washington, D.C.

PNC Bank NA. is the principal subsidiary of the PNC Financial Services Group, Inc. Based in Pittsburgh, Pennsylvania, PNC Bank offers consumer and corporate services in over 2,500 branches in Alabama, Delaware, the District of Columbia, Florida, Georgia, Kentucky, Indiana, Illinois, Maryland, Michigan, Missouri, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia, West Virginia, & Wisconsin.[18] PNC owns about 35% of publicly traded fund manager BlackRock, which specializes in fixed-income products. BlackRock merged with Merrill Lynch Investment Managers in October 2006, and is now co-owned between PNC, Bank of America, and Barclays. BlackRock's ties to PNC are evident in that company's logo, as they use the same typeface as PNC does in its own logo.

In June 2003, PNC Bank agreed to pay $115 million to settle federal securities fraud charges after one of its subsidiaries fraudulently transferred $762 million in bad loans and other venture-capital investments to an AIG entity in order to conceal them from investors.[19] PNC acquired the former United National Bancorp based in Bridgewater, New Jersey in 2004, and later announced that it would buy the Riggs National Bank which operated in the Washington, DC, area. Among other offenses, Riggs had aided Chilean dictator Augusto Pinochet in laundering money. PNC successfully completed the acquisition of Riggs in 2005 after the banks resolved a disagreement on the acquisition price.[20]

PNC Bank was forced to reissue hundreds of debit cards to customers in March 2006 when their account information was compromised.[21] In the same month, PNC Bank was sued by Paul Bariteau who was an investor in the Military Channel. Bariteau claimed PNC let the channel’s chairman make unauthorized withdrawals of millions of dollars from the channel's account for personal use. The counter-claim is that Bariteau was only trying to recoup losses from a bad investment.[22]

PNC Bank branch, located in Georgetown, Washington, D.C.

In April 2006, the J.D. Power Consumer Center released the results of its New York Retail Banking Satisfaction Study indicating that PNC Bank had an average number of satisfied customers.[23] PNC has also subcontracted with Nationwide Bank and Washington Federal to process their home equity and auto loans. The operation sends out bulk mailings with offers and has call centers in Pittsburgh, PA and Kalamazoo, MI to handle this, and other PNC Bank customer service and sales calls.

In the fall of 2006, PNC announced its purchase of Mercantile Bankshares, a Maryland bank with an extensive branch network throughout suburban D.C., Baltimore and northern Virginia. On September 17, 2007, PNC successfully completed the merger with Mercantile, making PNC the 8th largest bank in the United States by deposits.[24]

On August 14, 2009, PNC took over Dwelling House Savings & Loan and its only location in Pittsburgh's Hill District after Dwelling House failed and was placed under receivership by the Federal Deposit Insurance Corporation.[25] Although PNC was still in the process of integrating National City into its own system at the time, the bank agreed to assume all of Dwelling House's assets, and the branch became a PNC branch on August 17. Dwelling House had been known in Pittsburgh to provide low-income African Americans loans that other banks would deny, and had fended off receivership from the FDIC as recently as June 2009 through community fundraisers. PNC closed the former Dwelling House branch shortly after assuming Dwelling House's assets, with accounts transferred to the pre-existing PNC branch in the Hill District.[26] The failure of Dwelling House is the only bank failure in Pennsylvania—a state otherwise relatively stable with banks—since the beginning of the financial crisis of 2007–2010,[27] although two out-of-state banks with strong Pennsylvanian ties (National City and Wachovia) were reportedly close to failing at the time they were acquired by PNC and Wells Fargo, respectively.

On July 30, 2012, PNC announced plans to put ATMs in 138 Harris Teeter grocery stores in the Carolinas.[28]

[edit] Primary operations PNC Bank branch, located in the former headquarters of Riggs Bank on Pennsylvania Avenue, Washington, D.C. [edit] Retail banking

The corporation operates a leading community bank in its major markets and is a top-ten Small Business Administration lender. Operations include the third-largest bank automated teller machine network in the U.S. The corporation claims to operate environmentally friendly "green" bank branches and is a major wealth management firm.

[edit] PNC Merchant Services

In 1998, PNC sold its credit card business to Metris Companies[29] and MBNA.[30] In 2003, PNC's check cards (not credit cards), which had a Visa logo, were reportedly hacked in February, causing PNC to deactivate 16,000 cards.[31] In 2006, PNC got back into the credit card business by marketing and issuing credit cards, including one for small business, under the MasterCard brand[32] by using a third-party vendor to handle its credit card business,[33] partnering with Minneapolis-based U.S. bank.[32] PNC offers small business owners who have accounts at PNC bank a chance to let customers pay with credit cards, but requires business owners to sign three–year contracts with substantial penalties for early termination, often in excess of the standard $15 monthly fees, sometimes with criticism for lack of transparency.[33] PNC's director Dan Tuccillo planned to offer the service in eight states plus Washington, D.C., according to a report in the Pittsburgh Post-Gazette in 2006.[32]

[edit] Corporate and institutional banking

PNC operates a top-ten treasury management business and the U.S.'s second-largest lead arranger of asset-based loan syndications. Its subsidiary Harris Williams & Co. is one of the U.S.'s largest mergers and acquisitions advisory firms for middle-market companies.[citation needed]

PNC footprint, as of March 2012 [edit] PNC Mortgage

PNC Mortgage (formerly National City Mortgage) is the mortgage division of PNC. Acquired through the National City deal, PNC Mortgage is credited with the first mortgage in the United States, and has offices across the country.

This is the second mortgage division to be named PNC Mortgage. PNC had sold off the original PNC Mortgage to Washington Mutual in 2001 due to volatility in the market despite the fact that the market was in a "boom" period at the time,[34] then subsequently outsourcing mortgages to Wells Fargo until the National City deal.[35] PNC has no plans to enter the subprime lending market that plagued National City Mortgage.[36]

[edit] PNC Global Investment Servicing

The corporation's Global Investment Servicing subsidiary was the second-largest full-service mutual fund transfer agent in the U.S and the second-largest full service accounting & administration provider to U.S. mutual funds. PNC Global Investment Servicing had provided services to the global investment industry since 1973. With 4,700 employees, PNC Global Investment Servicing operates from Ireland, the United States and the Cayman Islands, PNC International Bank Limited operates from Luxembourg. PNC Global Investment Servicing services $1.9 trillion in total assets and 58 million shareholder accounts. In 2007 PNC Global Investment Servicing Trustee & Custodial Services Limited was awarded a banking licence by financial regulators allowing it to expand further into Europe. As a result the name changed to PNC Global Investment Servicing. PNC Global Investment Servicing was formally known as PFPC until July 2008.

On February 2, 2010, longtime crosstown rival The Bank of New York Mellon announced a definitive agreement to acquire PNC’s Global Investment Servicing.[37] PNC sold it off in order to pay back its TARP funds, which were used to buy National City Corp., which PNC at the time was still in the process of converting branches over to PNC.

BNY Mellon closed the purchase of PNC Global Investment Servicing on July 1, 2010.

[edit] BlackRock

PNC has an equity stake of around 21.7%[38] in BlackRock, the world's largest publicly traded asset management firm by AUM.

[edit] PNC Real Estate/Midland Loan Services

PNC Real Estate is one of the industry's most comprehensive arrays of banking and financing solutions to commercial real estate owners, operators, developers and investors. For multifamily real estate companies, the products include debt and equity solutions for affordable housing developers, Low Income Housing Tax Credits Investment funds, and the full range of agency financing programs of Fannie Mae, Freddie Mac and FHA. For commercial real estate companies, PNC provides acquisition, development and permanent financing for commercial and multifamily real estate clients including a new term loan program and a full range of treasury management and capital markets services. Target clients include commercial real estate owners, operators, developers, and investors nationwide. Property types include office, multifamily, affordable housing, industrial, retail, seniors housing, healthcare, self-storage and lodging.

In the May 2012 edition of National Real Estate Investor (NREI) magazine, PNC Real Estate ranked number 2 in the top 25 biggest direct lenders. The rankings are based on responses to NREI's 21st annual Top Lenders Survey and reflect total dollars financed or arranged in commercial real estate during the 2011 calendar year ($11.01 billion). PNC Real Estate also ranked number 6 in the top 25 biggest financial intermediaries category ($4.77 billion).

Midland Loan Services, a division of PNC Real Estate, is a third-party provider of service and technology for the commercial real estate finance industry. Through Midland, PNC provides market-leading commercial loan servicing, asset management and technology solutions to investors and lenders. It specializes in commercial loan and CMBS portfolio servicing. Midland is one of the industry's largest commercial loan servicers and has earned a reputation for exceptional customer service, unsurpassed real estate expertise and leading-edge technology. Founded in 1991, its headquarters are in Overland Park, Kansas.

In December 2011, Mortgage Bankers Association (MBA) Commercial Real Estate/Multifamily Finance ranked Midland Loan Services number 2 in the top 100 largest commercial/multifamily loan servicer category ($355.1 billion) for year-end 2011.

[edit] Community initiatives

The corporation has sponsored a number of initiatives to improve education, health and human services, and cultural and arts activities. These include a "PNC Grow Up Great" commitment to early childhood development, the "PNC Foundation", and community development investments.[39]

Since 1984, PNC Financial Services has compiled the Christmas Price Index, a humorous economic indicator which estimates the prices of the items found in the song The Twelve Days of Christmas.

[edit] Controversy This article's Criticism or Controversy section may compromise the article's neutral point of view of the subject. Please integrate the section's contents into the article as a whole, or rewrite the material. (April 2011) This section does not cite any references or sources. Please help improve this section by adding citations to reliable sources. Unsourced material may be challenged and removed. (May 2011)

In regard to PNC's Midland Loan Services, in late 2001 commercial mortgage loans held by First Chicago Capital Corporation were transferred to Midland Loan Services and Lennar Partners, Miami, Florida. Lennar Partners [Arne L. Shulkin], on behalf of Midland, proceeded to declare commercial loans in default by calling in such loans for full payment, without giving borrowers ample opportunity to secure new financing. Most borrowers had been previously assured by Midland that their loans would continue as they had prior to the acquisition of First Chicago Capital Corporation. When borrowers made their usual mortgage payment to Midland, they soon after received notices of default and foreclosure.

In October 2011, PNC temporarily closed two of its branches in Downtown Pittsburgh as a result of protesters going into those branches to protest. The protesters were part of the Occupy Wall Street movement.[40]

[edit] Notable corporate buildings The Tower at PNC Plaza in Pittsburgh, PA[16] Future corporate headquarters Site preparation to begin in fall 2011, with construction to start in spring 2012 and finish in summer 2015 One PNC Plaza in Pittsburgh, PA Current corporate headquarters 1 Financial Parkway in Kalamazoo, MI-card services, sales & customer service call center Whitehall in Columbus, OH customer service and online banking technical support call center Two PNC Plaza in Pittsburgh, PA Three PNC Plaza in Pittsburgh, PA U.S. Steel Tower in Pittsburgh, PA PNC is currently a major tenant PNC Bank Building at 1600 Market Street, Philadelphia, PA Eastwick Operations Center, Philadelphia, PA PNC Bank Building in Washington, DC PNC Bank Building in Columbus, OH PNC Center in Akron, OH PNC Center in Cincinnati, OH PNC Center in Cleveland, OH Former headquarters of National City Bank PNC Center in Indianapolis, IN PNC Plaza in Louisville, KY PNC Plaza in Raleigh, NC PNC Tower in Cincinnati, OH National City Tower in Louisville, KY PNC is a major tenant Top of Troy in Troy, MI PNC is a major tenant PNC Bank Building in Orlando, FL[1] at Capital Plaza One - 201 E. Pine Street. [edit] Naming rights

PNC owns corporate naming rights to the following:

PNC Park, home of the Pittsburgh Pirates baseball team PNC Arena in Raleigh, NC. Home of the NHL's Carolina Hurricanes and the NC State men's basketball team PNC Field, home of the Scranton/Wilkes-Barre RailRiders AAA baseball team PNC Bank Arts Center in Holmdel Township, New Jersey [edit] See also Hilliard Lyons — former subsidiary Virtual Wallet - Generation Y-targeted checking/savings account [edit] References ^ a b c d e f g h "2011 Form 10-K, PNC Financial Services Group, Inc.". United States Securities and Exchange Commission. ^ click More Search Options, under Size or Performance choose Total Deposits and under Equal or Greater than enter $100,000,000,000. (It's necessary to perform the search manually on each occasion due to the website's configuration). Updated April 16, 2012. ^ a b PNC To Acquire RBC’s United States Unit CBS Pittsburgh ^ "PNC Bank Profile Information". Rate Rush. Maugans Corp. 2010. Retrieved 2010-06-13. ^ a b c d e f g h "Corporate History". PNC Financial Services Group, Inc. 2010. Retrieved 2010-06-12. ^ PNC Financial Services To Buy National City ^ [dead link] ^ PNC completes National City acquisition, Associated Press via Yahoo! News, December 31, 2008 ^ "PNC to Acquire National City" (Press release). PNC Financial Services Group, Inc.. 2008-10-24. Retrieved 2010-06-12. ^ a b Bandell, Brian (December 16, 2010). "PNC looking at Regions, BankAtlantic". ^ "2nd UPDATE: PNC Not In Discussions To Buy Regions -Sources". The Wall Street Journal. December 15, 2010.[dead link] ^ PNC Bank buys RBC branches in Birmingham area ^ PNC to buy Florida banks Pittsburgh Tribune-live ^ "PNC to buy Atlanta Flagstar Bank branches". June 26, 2011. ^ a b "Reuters: PNC to buy RBC unit for $3.45 billion". June 19, 2011. ^ a b PNC ANNOUNCES PLANS FOR WORLD’S GREENEST SKYSCRAPER PR Newswire ^ The Tower at PNC Plaza Official site ^ "Annual Report 2009". PNC Financial Services Group. 2010-03-11. Retrieved 2010-06-12. ^ "Cincinnati Enquirer". Retrieved 2006-09-17. ^ O'Hara, Terence (February 11, 2005). "Washington Post". The Washington Post. Retrieved 2006-10-27. ^ "USA Today". March 16, 2006. Retrieved 2006-09-17. ^ "Louisville Courier-Journal". Retrieved 2006-09-17.[dead link] ^ "J.D. Power". Retrieved 2006-09-17. ^ "Pittsburgh Post-Gazette". Retrieved 2006-10-27. ^ Boselovic, Len (August 14, 2009). "PNC to take over troubled Dwelling House". Pittsburgh Post-Gazette. ^ Grant, Tim (August 18, 2009). "Dwelling House accounts moved to PNC". Pittsburgh Post-Gazette. ^ FDIC: Failed Bank List FDIC ^ "PNC Bank to add ATMs at Harris Teeter stores". News & Record. July 30, 2012. Retrieved July 31, 2012. ^ "COMPANY NEWS; METRIS TO BUY $1 BILLION IN CREDIT CARD LOANS FROM PNC". The New York Times. September 9, 1998. Retrieved 2010-12-07. "The Metris Companies, a credit card concern, agreed to buy $1 billion of credit card loans from the PNC Bank Corporation..." ^ "COMPANY NEWS; MBNA IS BUYING PNC BANK'S CREDIT CARD OPERATIONS". The New York Times: Business Day. December 24, 1998. Retrieved 2010-12-07. "The MBNA Corporation, the nation's third-largest credit card lender, said yesterday that it would buy the credit card operations of the PNC Bank Corporation, which is exiting the business. MBNA will pay $443 million, a 15 percent premium, for PNC's $2.9 billion in credit card receivables." ^ "PNC Bank cancels check cards following hacker incident". USA Today. 2003-02-21. Retrieved 2010-12-07. "PNC Bank deactivated about 16,000 check cards tied to the Visa brand after it was notified that a hacker gained access to millions of credit card numbers nationwide by breaking into a processing company's computer system." ^ a b c Patricia Sabatini (August 29, 2006). "PNC tries new credit cards, old strategy". Pittsburgh Post-Gazette. Retrieved 2010-12-07. "Starting Friday, PNC will market and issue credit cards -- including one for small businesses under the MasterCard brand -- in partnership with Minneapolis-based U.S. Bank, w... Mr. Tucillo said using U.S. Bank, a leader in the field, will help PNC control costs." ^ a b Bill Toland (December 21, 2008). "PNC races to wrap up National City takeover". Pittsburgh Post-Gazette. Retrieved 2010-12-07. "PNC sold its mortgage-origination business to Washington Mutual in 2002, and likewise uses a third-party vendor to issue credit cards." ^ [dead link] ^ "PNC Bank and Wells Fargo Home Mortgage Form Joint Venture To Make Homeownership Easier" (Press release). PNC Financial Services Group, Inc.. 2005-09-14. Retrieved 2010-06-12. ^ Fitzpatrick, Dan (September 12, 2007). "CEO says PNC 'not a player' in subprime loan fallout". Pittsburgh Post-Gazette. ^ "BNY Mellon to Acquire PNC’s Global Investment Servicing". ^ "About Us". BlackRock, Inc.. Retrieved 2011-06-18. ^ "About PNC Grow Up Great". PNC Financial Services Group, Inc. 2010. Retrieved 2010-06-12. ^ [dead link],0,1272125.story [edit] External links This article's use of external links may not follow Wikipedia's policies or guidelines. Please improve this article by removing excessive or inappropriate external links, and converting useful links where appropriate into footnote references. (October 2010) PNC Virtual Wallet PNC's Virtual WalletSM Takes Online Banking to the Next Level Fortune500 web page on PNC Financial Services web page on PNC Financial Servcies Yahoo! company profile web page on PNC Financial Services web page on news about PNC Financial Services v t e PNC Financial Services Group Founded in 1852 Based in Pittsburgh, Pennsylvania Subsidaries PNC Bank Harris Williams & Co. BlackRock (Co-owned with Bank of America and Barclays) Services Virtual Wallet Christmas Price Index Predecessor banks Alabama National Pittsburgh National Bank Integra Bank (via National City) Riggs Bank National City Corp. (details) BankAtlantic (Central Florida locations) RBC Bank Naming rights Tower at PNC Plaza One PNC Plaza Two PNC Plaza Three PNC Plaza PNC Bank Building PNC Plaza PNC Plaza (Raleigh) PNC Tower PNC Center (Cincinnati) PNC Center (Cleveland) PNC Center (Fort Lauderdale) PNC Center (Akron) PNC Park PNC Field PNC Bank Arts Center PNC Arena Related articles National Banking Act Troubled Asset Relief Program v t e Pittsburgh corporations (within the Pittsburgh Metro Area) Fortune 500 headquarters U.S. Steel PPG H. J. Heinz Company PNC Financial WESCO International Allegheny Technologies Consol Energy Mylan Dick's Sporting Goods Fortune 1000 headquarters Allegheny Energy Kennametal American Eagle Outfitters Atlas America Forbes largest private
companies headquarters 84 Lumber GNC Giant Eagle Other Corporation headquarters American Bridge Ampco Pittsburgh ANSYS Armstrong Communications Calgon Carbon ChemADVISOR College Prowler Compunetix Dollar Bank DQE Energy Eat'n Park EDMC EQT Energy Federated Investors Highmark iGate II-VI Incorporated Koppers Millcraft Industries Mine Safety Appliances ModCloth Oxford Development Iron City Brewing Company PTC Alliance rue21 University of Pittsburgh Medical Center Vocelli Pizza Wabtec MARC USA Companies with split headquarters Alcoa NOVA Chemicals Subsidiary company headquarters Bayer USA FedEx Ground GlaxoSmithKline USA LANXESS Respironics Vivisimo Westinghouse Electric Company Outside companies with
strong Pittsburgh relations BNY Mellon (formerly Mellon Financial) Dreyfus Corporation Eaton Corporation Spreadshirt Macy's List of corporations in Pittsburgh v t e 50 largest banks / bank holding companies in the United States as of September 30, 2012 Ally American Express Ameriprise BancWest* Bank of America Bank of New York Mellon BB&T BBVA Compass* BMO Harris* BOK Financial Capital One Charles Schwab CIT Citigroup Citizens Financial Group* City National (California) Comerica E-Trade Deutsche Bank* Discover Fifth Third First Niagara GE Capital Goldman Sachs HSBC Bank USA* Hudson City Huntington John Deere Capital JPMorgan Chase Key M&T MetLife Morgan Stanley New York Community Northern Trust People's United PNC Popular Principal Regions Santander* State Street SunTrust TD Bank* USAA U.S. Bank UnionBanCal* Utrecht-America* Wells Fargo Zions * indicates the U.S. subsidiary of a non-U.S. bank. Inclusion on this list is based on U.S. assets only. Retrieved from "" Categories: Companies based in Pittsburgh, PennsylvaniaBanks based in PennsylvaniaEconomy of the Eastern United StatesCompanies listed on the New York Stock ExchangeCompanies established in 1852Hidden categories: All articles with dead external linksArticles with dead external links from July 2012Articles with dead external links from May 2011Articles with dead external links from September 2010All articles with unsourced statementsArticles with unsourced statements from June 2011NPOV disputes from April 2011All NPOV disputesArticles needing additional references from May 2011All articles needing additional referencesWikipedia external links cleanup from October 2010Wikipedia spam cleanup from October 2010 Navigation menu Personal tools Create accountLog in Namespaces Article Talk Variants Views Read Edit View history Actions Search Navigation Main page Contents Featured content Current events Random article Donate to Wikipedia Interaction Help About Wikipedia Community portal Recent changes Contact Wikipedia Toolbox What links here Related changes Upload file Special pages Permanent link Page information Cite this page Print/export Create a bookDownload as PDFPrintable version Languages Deutsch Français Bahasa Indonesia Polski Türkçe This page was last modified on 9 January 2013 at 09:39.
Text is available under the Creative Commons Attribution-ShareAlike License; additional terms may apply. See Terms of Use for details. Wikipedia® is a registered trademark of the Wikimedia Foundation, Inc., a non-profit organization.
Contact us Privacy policy About Wikipedia Disclaimers Mobile view

Leave a Reply


Chase Mobile (SM) for iPhone, iPod touch, and iPad on the iTunes ...

Chase Mobile (SM) for iPhone, iPod touch, and iPad on the iTunes App Store Apple Store Mac iPod iPhone iPad iTunes Support Search What’s New What is iTunes iTunes Charts Opening the iTunes Store.If iTunes doesn't open, click the iTunes application icon in your Dock or on your Windows desktop.Progress Indicator ...

continue reading

Beasts of the Southern Wild Movie Tickets, Reviews, and Photos ...

Beasts of the Southern Wild Movie Tickets, Reviews, and Photos - ...

continue reading

Ben Savage, Danielle Fishel join "Girl Meets World" pilot - CBS News

Ben Savage, Danielle Fishel join "Girl Meets World" pilot - CBS News / CBS Evening News / CBS This Morning / 48 Hours / 60 Minutes / Sunday Morning / Face the Nation Video US World Politics Entertainment Health MoneyWatch SciTech Sports Crime More Blogs Political Eye Th...

continue reading

Engadget - Google+

Engadget - Google++YouSearchImagesMapsPlayYouTubeNewsGmailDriveCalendarMoreTranslateMobileBooksOffersWalletShoppingBloggerFinancePhotosVideosEven moreHidden fieldsAccount OptionsSign inProfileHomeProfilePeoplePhotosWhat's hotCommunitiesEventsHangouts On AirPagesLocalSettingsFeedbackHelp  ·  RegionNEW Privacy & Terms  ·  Maps Terms AboutPostsPhotosYouTubeProfileEngadgetVerified namewww...

continue reading

Adrienne Maloof-Nassif News, Pictures, and Videos |

Adrienne Maloof-Nassif News, Pictures, and Videos | LATEST STORIES    Adrienne MaloofMovin' On Up... The Hill Adrienne Maloof just inked a deal to lease a mega-mansion with an option to buy it ... for a pretty penny -- TMZ has learned.Adrienne will be moving to a swanky, gated comm...

continue reading

Palestine Facts

Palestine Facts Palestine Facts US Cuts UNESCO Funds after Palestine Vote, 2011 Palestinians Bid for UN Membership, 2011 GEOGRAPHY & POPULATION BASICS Early History o...

continue reading

The Amazing Race 2012. Season 21 News, Watch TAR Episodes ...

The Amazing Race 2013. Season 22 News, Watch TAR Episodes Online BuddyTV Home TV Shows Actors News Photos Games BuddyTV App 7 Edit | Logout Admin mode: off ...

continue reading

FedEx - Wikipedia, the free encyclopedia

FedEx - Wikipedia, the free encyclopedia FedEx From Wikipedia, the free encyclopedia Jump to: navigation, search "Federal Express" redirects here. For the passenger train, see Federal Express (passenger train). "Fed Express" redirects here. For the tennis player with this nickname, see Roger Federer...

continue reading